Ayushman Card Online Apply 2026: In today’s time, rising medical expenses have become one of the biggest concerns for Indian families, especially for people from low and middle-income groups. To address this issue, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), under which eligible citizens receive an Ayushman Card that provides free health insurance coverage. As we move into 2026, the demand for Ayushman Card online apply has increased rapidly, as more families are becoming aware of its life-saving benefits.
The Ayushman Card 2026 allows beneficiaries to get cashless treatment of up to ₹5 lakh per family per year at government and empanelled private hospitals across India. From major surgeries to emergency treatments, this scheme ensures that financial limitations do not stop anyone from receiving quality healthcare. The best part is that the Ayushman Card application process is completely online, making it easy and accessible even from remote areas.
Ayushman Card 2026 – Overview
| Details | Information |
|---|---|
| Scheme Name | Ayushman Bharat PM-JAY |
| Card Name | Ayushman Card |
| Coverage Amount | Up to ₹5 Lakh per family per year |
| Beneficiaries | Economically weaker families |
| Application Mode | Online / Offline |
| Official Website | beneficiary.nha.gov.in |
| Validity | Pan India |
| Year | 2026 |
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Eligibility for Ayushman Card 2026
To apply for an Ayushman Card in 2026, applicants must meet the eligibility criteria defined by the government.
Who is Eligible?
- Families listed under SECC 2011 data
- Households without permanent shelter
- Manual scavengers
- Landless laborers
- Rural families with low income
- Identified urban poor categories
⚠️ Note: Eligibility may vary slightly by state as some states run PM-JAY with additional benefits.
You can easily check Ayushman Card eligibility online using your mobile number or Aadhaar.
Benefits of Ayushman Card 2026
The Ayushman Bharat scheme offers multiple benefits, making it extremely valuable for Indian families.
Key Benefits
- ₹5 lakh free health insurance per family every year
- Cashless treatment at empanelled hospitals
- Covers pre-hospitalization and post-hospitalization expenses
- No age limit and no restriction on family size
- Covers major surgeries and critical illnesses
- Accepted across India (portability benefit)
These benefits make the Ayushman Card 2026 one of the best government healthcare schemes.
Documents Required for Ayushman Card Online Apply
Before starting the application process, keep the following documents ready:
- Aadhaar Card
- Ration Card (if available)
- Mobile number linked with Aadhaar
- Address proof
- Family member details
- SECC data verification (if required)
Having correct documents ensures a smooth Ayushman Card application process.
How to Apply Ayushman Card Online 2026 – Step-by-Step
Follow these simple steps to apply for Ayushman Card online in 2026:
Step 1: Visit the Official Website
Go to 👉 beneficiary.nha.gov.in
Step 2: Login or Verify Eligibility
Enter your mobile number and verify using OTP.
Step 3: Check Eligibility
Search using Aadhaar number / Ration card / Mobile number.
Step 4: Select Family Member
Choose eligible family members from the list.
Step 5: Upload Documents
Upload Aadhaar and other required documents.
Step 6: Submit Application
Verify details and submit the form.
Step 7: Download Ayushman Card
Once approved, you can download the Ayushman Card PDF.
How to Download Ayushman Card PDF
After approval:
- Login again on the official portal
- Select “Download Ayushman Card”
- Save or print the card for future use
The digital card is valid at all PM-JAY hospitals.
Ayushman Card Hospital List 2026
Beneficiaries can avail treatment only at empanelled hospitals. The hospital list can be checked online on the official portal by selecting:
- State
- District
- Hospital Type (Government / Private)
Common Reasons for Application Rejection
- Incorrect Aadhaar details
- Not listed in SECC data
- Mismatch in family records
- Invalid documents
Always double-check details before submitting the form.
Conclusion
The Ayushman Card Online Apply 2026 process is simple, transparent, and fully digital. With free health coverage of up to ₹5 lakh, the scheme plays a vital role in securing the health of millions of Indian families. If you are eligible, apply as soon as possible and ensure your family gets the benefits of Ayushman Bharat PM-JAY.
Important Links
| Action | Link |
|---|---|
| Apply / Check Eligibility | beneficiary.nha.gov.in |
| Official Scheme Info | pmjay.gov.in |
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